Q: How do I get pre-qualified? / how much can I afford?
A: Contact us and we’ll guide you through the process, usually providing answers within the same day. Send us an
email or apply on our site.
Q: How much do I have to put down?
A: With a quick phone call or email, we can usually give you some preliminary numbers in a matter of minutes. For
more specific answers, we usually require a basic application or limited financials.
Q: What program is right for me? How long do you plan to stay in the home?
A: We offer various types of programs to fit your needs, and we will walk you through the options to find the best
solution for you.
Q: Can I purchase a new home before selling my existing home? What if I don’t have enough cash to do so?
A: Yes! Let us explain how.
Q: How does a construction loan work?
A: Contact us for a simple guide to the process. We offer the best construction terms in the market- owner-occupied
Q: Can I purchase a 2nd home and/or an investment property?
A: Yes! We have excellent programs with the lowest down payments available, all with excellent rates.
Q: Can I build a home to live in and/or can I build a spec home (investment?)
A: Yes! We have the most competitive construction financing in the market.
Q: How does a 1031 Exchange work?
A: Give us a call or send an email and we’ll explain in simple terms and can guide you through the process if needed.
Here are some things that you may not know!
Did you know that you can purchase a home prior to selling your existing home, even if you normally wouldn’t qualify for both payments?
Did you know that you can qualify with only bank statements and no tax returns?
Did you know you can purchase an investment property with your IRA funds, while still keeping the funds in your IRA?
Did you know that if you only have a visa you can get financed with a CPA letter and no tax returns?
Do you know how reverse mortgages work?
Did you know that you can borrow against your home and invest in taxable securities, that the interest may be tax deductible- over the current $750K limit?
Did you know that we have down payment assistance programs that allow less than 3% down?