Loan Programs

Loan programs to fit your life

Traditional Loans

  • Purchase, refinance, cash-out, home equity
  • Primary residences, 2nd homes, vacation homes, investment properties
  • Jumbo loans to $30,000,000 +
  • Conforming loans
  • Low down payments for conforming and jumbo loan amounts
  • Flexible underwriting
  • Cash-out available on all of the following: primary residence, 2nd home and investment properties
  • Extremely competitive rates on all products

Construction Loans

  • Owner Occupied & 2nd home
    • Spec / Investment
    • No need to refinance upon completion of owner occupied build, loan rolls to permanent loan
    • Build ground up or larger remodel
    • Interest only during construction
  • Investment / Spec
    • Units / Multi-family Construction
    • Loan amounts to $15M+
    • On Investment / Spec, up to 80%-85% LTC
  • Non Traditional Qualifying Loans
    • Bank statement products- business or personal
    • Asset qualifying
    • Equity based

Multifamily

  • Purchase
  • Refinance
  • No prepay penalties

VA/FHA Loans

  • Purchase, refi, cash-out
  • Minimal down payments
  • Extremely competitive rates