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- Purchase, refinance, cash-out, home equity, investment properties
- Primary residences, 2nd homes, vacation homes
- Jumbo loans to $15,000,000 +
- Conforming loans- direct with Fannie Mae & Freddie Mac
- Qualify with bank statements, assets for income, alternate doc type
- Credit scores as low as mid 500’s
- Foreign Nationals
- No minimum wait period after short sales, foreclosures, bankruptcy
- Low down payments for conforming and jumbo loan amounts
- Flexible underwriting
- Cash-out available on all of the following: primary residence, 2nd home and investment properties
- Extremely competitive rates on all products
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- Owner occupied, 2nd home, or Investment (spec)
- Owner occupied one-time-close (OTC), rate fixed for 5yrs, 7yrs, 10yrs, 15yrs (all 30yr loans)
- No need to refinance upon completion of owner occupied build, loan rolls to permanent loan
- Build ground up or larger remodel
- Most competitive guidelines -highest loan to value available in market
- Most competitive rates in market
- Interest only during construction
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- Purchase, refi, cash-out
- Minimal down payments
- Credit scores down to 580
- Ability to approve condos that don’t currently allow FHA
- No max loan amount on VA
- Extremely competitive rates
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- Purchase, refinance, cash-out, new construction
- Access to best rates in the market
- Limited recourse options
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- Investment and business purpose
- Most competitive rates in marketplace
- Use when in between selling existing and purchasing new home
- Use for spec / investment property where existing loan coming due prior to sale
- Non-traditional qualifying, equity based
- Highest LTV’s in marketplace
- Loans to $15M+
