Loan Programs

Loan Programs to Fit Your Life

Traditional Loans

Purchase, refinance, cash-out, home equity
Primary residences, 2nd homes, vacation homes, investment properties
Jumbo loans to $30,000,000 +
Conforming loans
Low down payments for conforming and jumbo loan amounts
Flexible underwriting
Cash-out available on all of the following: primary residence, 2nd home and investment properties
Extremely competitive rates on all products

Construction Loans

Owner Occupied & 2nd home
- Spec / Investment
- No need to refinance upon completion of owner occupied build, loan rolls to permanent loan
- Build ground up or larger remodel
- Interest only during construction
Investment / Spec
- Units / Multi-family Construction
- Loan amounts to $15M+
- On Investment / Spec, up to 80%-85% LTC
Non Traditional Qualifying Loans
- Bank statement products- business or personal
- Asset qualifying
- Equity based

Multifamily

Purchase
Refinance
No prepay penalties

VA/FHA Loans

Purchase, refi, cash-out
Minimal down payments
Extremely competitive rates

Arbor Financial Group
1805 E. Garry Ave,
Santa Ana, CA 92705

Phone Number:
949.633.6464

Nate Kuchera
NMLS #297082
DRE #01252320

Arbor Financial Group
NMLS #236669
DRE #01845041

*APR = Annual Percentage Rate is variable and subject to change. ****Fees, costs and monthly payment on your specific loan transaction may vary and could include additional fees and costs. For example, loans with LTVs in excess of 80% typically require mortgage insurance which will increase both your APR and monthly payment. 1Mortgage loans. Subject to credit approval. Rates, loan amounts, and terms are based on standard underwriting factors and are subject to change. 2Equity loans and lines of credit. Subject to credit approval. Rates, loan amounts, and terms are based on standard underwriting factors including Combined Loan-to-Value (CLTV) and are subject to change.